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Resources > Pre-Qualification Calculator

Our qualification calculator will assist you in estimating if you qualify for the loan amount you desire. Enter the amount of loan, number of years, interest rate, property taxes, monthly non-mortgage debt and click Calculate Now! to estimate your payments.

Desired Mortgage for New Home:
Total Number of Years on Mortgage:	yrs.
Interest Rate on Mortgage:	%
Annual Property Taxes on Your New Home:
Total Monthly Non-Mortgage Debt:	(a)
Principal & Interest:
Total Housing Payment (tax & insurance incl.):	(b)
Estimated Required Salary:	(c)

Importanat Notes:

• (a) Non-Mortgage Debt is car loans, student loans, credit cards, etc.
• (b) If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.
• (c) Estimated required salary is based on conservative traditional underwriting guidelines. If you do not meet the estimated required salary computed, you should not assume you will not qualify. Many factors are involved in a loan approval, including down payment, prior credit history, and assets, among other things.

The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification.