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Resources > Maximum Loan Calculator

This qualification calculator will assist you in estimating how much you are qualified to borrow. Enter your salary, other income, property taxes, insurance, expenses, loan term, rate and click Calculate Now! to estimate your maximum loan qualification.

Estimated Monthly Salary/Wages:	(a)
Estimated Monthly Other Income:	(a)
Monthly Property Taxes on Your New Home:
Monthly Insurance on Your New Home:	(b)
Monthly Auto Payment:	(c)
Monthly Credit Cards & Other Payments:	(c)
Total Number of Years on Mortgage:	Yrs.
Interest Rate on Mortgage:	%
You may Qualify for a Mortgage Payment (P+I) of:
You may Qualify for a Loan Amount of:

Importanat Notes:

• (a) Estimated qualification is based on conservative traditional underwriting guidelines. If you do not meet the required salary computed, you should not assume you will not qualify. Many factors are involved in a loan approval, including down payment, prior credit history, and assets, among other things.
• (b) If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.
• (c) Non-Mortgage Debt is car loans, student loans, credit cards, etc.

The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification.