html, body, h1, h2, h3, h4, ul, li { margin: 0; padding: 0; }

h1 img	{ display: block; }

img 	{ border: 0; }

/* 464544 */
a 		{ color: #7A808C; text-decoration: underline; }

a:link { color: #7A808C; text-decoration: underline; }

a:hover { color: #FFA405; }

.left 	{ float: left; }

.right	{ float: right; }

.more	{ text-align: right; }

.clear	{ clear: both; }

.note	{ font:12px arial, sans-serif;text-align:right; }

.req	{ 

  font: 24px "Times new roman", serif;

  font-weight: normal;

  text-align:left;

  color:#ff0000;

  }

body {

	background: #fff url(images/page_bg.gif) repeat-x;

	text-align: center;

	font: 18px "Times new roman", sans-serif;

	/* dark grey */
	color: #464544;

}

/* These are for form tables */

.tcol	{ font-size: 10pt; color: #ffffff; background-color: #000000; }

.trow	{ text-align: right;}

.tdata	{ background-color: #cccccc; }

.tdata2	{ background-color: #ffffff; }

.tfoot	{ font-size: 10pt; }

table { table-layout:fixed }

/** layout **/

#wrapper {

	text-align: left;

	margin: auto;

	width: 728px;

  position: relative;

}

#top-left {

  position: absolute;

  top: 46px;

  left: 0;

  height: 43px;

  padding-top: 8px;

  width: 414px;

  text-align: center;

  background: #7A808C;

  background: url(images/top_left.gif) no-repeat;

}

h1 {

  font: 24px "Times new roman", serif;

  font-weight: normal;

  color:#fff;

}

h1 strong {

  font-weight: normal;

  color: #0E1520;

}

#top-nav {

  /* color:#fff; */

  position: absolute;

	/* orig. top = 15 */
  top: 50px;

  left: 414px;

/*  width: 266px; */

	 width: 314px;
/* original height = 269 */	 
  height: 234px;
	
/* color background was originally #6D7481 to allow for faq and site links */
/* header.jpg is picture with Mortgage Solutions */
  background: #cccccc bottom left url(images/header.jpg) no-repeat;
}



#top-nav ul {

  text-align: center;

  line-height: 32px;

}

#top-nav li {

  display: inline;

  font-size: 12px;

  color: #fff;

}

#top-nav a {

  color:#fff;

  text-decoration: none;

  font-weight: normal;  

}

#top-nav a:hover {

  text-decoration: underline;

  color: #FFA405;

}

#mmagic {

/* orig. no color, used image */
 /*  color: #7A808C; */
	 color: #9999ff;
	
/* 	background: url(images/media_magic.gif) no-repeat; */


  position: absolute;

  top: 46px;

  left: 680px;

  width: 48px;

  height: 238px;

}

#header {

  background: url(images/header_bg.jpg) no-repeat;

  position: absolute;

  top: 89px;

  left: 0px;

  width: 414px;

  height: 195px;

}

/** body **/

#spacer {

  height: 285px;

}

#body {

  background: url(images/body_bg.gif) repeat-y;

  width: 100%;

}

#left {

  float: left;

  width: 412px;

}

#right {

  float: right;

  width: 312px;

}

#nav ul {

}

#nav li {

  float: left;

  width: 102px;

  height: 34px;

  line-height: 34px;

  text-align: center;

  background: url(images/tab_lit.gif) repeat-x;

  border-left: 1px solid white;

  list-style: none;

}

#nav a {

  font: 16px "Times new roman", serif;

  color: #fff;

  text-decoration: none;

}

#nav a:hover {

  text-decoration: underline;

}

#nav li.drk {

  background: url(images/tab_drk.gif) repeat-x;

  border-left: none;

  padding-left: 1px;

}

#nav li.drk2 {

  background: url(images/tab_drk.gif) repeat-x;

  border-left: 1px;

  padding-left: 0px;

}

#visit {

/*  border: 1px solid #fff;  */

  background: #EEEEEE;

  padding: 15px 40px 14px 36px;

}

#visit h2 {

  font: 24px "Times new roman", serif;

}

#visit h3 {

  font: 12px;

  font-weight: bold;

  color:#666666;

}

#visit a {

  text-decoration: none;

  font-weight: bold;

}

#visit a:hover {

  text-decoration: underline;

}

#visit ul {

  padding-left: 20px;

  margin-top: 0px;

}

#visit li {

  list-style: square;

}

#visit req {

  font: 24px "Times new roman", serif;

  font-weight: normal;

  color:#ff0000;

  }

#visit form {

  background:none;

  }


#visit blockquote {

 padding-left: 20px;

 }

#visit-left {

  border:0px solid #fff;

  float:left;

  width:325px;

  }

#visit-right {

  border: 0px solid #fff;

  padding-left: 10px;

  float:left;

  width:315px;

  }
#padit {

  padding-left: 30px;
	
	}
#pad15 {

  padding-left: 15px;
	
	}
#pad10 {

  padding-left: 10px;
	
	}

#results {

font-size: 8pt;

text-decoration: italic;

}

#visit-links {

  border: 0px solid #fff;

  padding-top: 20px;  

  width:700;

  clear: both;

  }

#subs {

background: #ff0000;

}

#subs-left {

  float: left;

  width: 197px;

  padding-left: 20px;

  padding-bottom: 10px;

  margin-top: 22px;

}

#subs-right {

  float: right;

  width: 150px;

  padding-right: 20px;

  padding-bottom: 10px;

  margin-top: 22px;

}

#subs-left {

color:#fff;

}

#subs-left a{  

 text-decoration: none;

 color:#fff;

 }

#subs-left a:hover {

  text-decoration: underline;

  color: #FFA405;

}

#subs-left h3 {

  color: #000000;

  font: 16px "Times new roman", serif;

}



#subs-left h4 {

  color: #000000;

  font: 14px "Times new roman", serif;

  margin: 0.6em 0;

}

#subs-left ul {

  margin-top: 1em;

}

#subs-left li {

  list-style: none;

  padding-left: 20px;

  background: 5px 3px url(images/bullet.gif) no-repeat;

}

#subs-left p {

  text-align: left;

  margin: 0.6em 0;

}

#subs-right {

color:#fff;

}

#subs-right a {

color:#fff;

text-decoration: none;

}

#subs-right a:hover {

text-decoration: underline;

color: #FFA405;

}

#subs-right h3 {

  color: #000000;

  font: 16px "Times new roman", serif;

}

#subs-right h4 {

  color: #000000;

  font: 14px "Times new roman", serif;

  margin: 0.6em 0;

}

#subs-right ul {

  margin-top: 1em;

}

#subs-right li {

  list-style: none;

  padding-left: 20px;

  background: 5px 3px url(images/bullet.gif) no-repeat;

}

#subs-right p {

  text-align: left;

  margin: 0.6em 0;

}



#right-i {

  padding: 4px 25px 0 20px;

}



#right h2 {

  color: #323E51;

  font: 22px "Times new roman", serif;

  margin-bottom: 12px;

}

#right h3 {

  color: #000000;

  font: 14px "Times new roman", serif;

  margin-bottom: 5px;

}



#right h4 {

  color: #323E51;

  font: 22px "Times new roman", serif;

}





#right p {

  margin-top: 0;

  color: #163348;

}

#right .left {

  margin-right: 4px;

}

#right a {

  color: #163348;

  font-weight: bold;

  text-decoration: none;

}

#right a:hover {

  text-decoration: underline;

  color: #FFA405;

}



/** footer **/

#copyright {

  background: #6D7481;

  color: #fff;

  text-align: center;

  font-size: 11px;

  float: right;

  width: 315px;

  padding: 10px 0;

  margin-bottom: 20px;

}

#copyright p {

  margin: 0;

  padding: 0;

}





#glossary {

	margin-top: 5px;

	font: 14px "Times new roman", serif;

	text-align: center;

}

.lg img { display: inline; }

.term { margin: 15pt 0; }

.tname {font: bold 11pt "Times New Roman", serif;}

.tdef {padding-left: 25pt;}